Cookie Policy

What Are Cookies and Tracking Technologies?

Cookies are small text files that websites store on your device when you visit them. Think of them as digital bookmarks that help websites remember your preferences and improve your browsing experience. At helvariumeto, we use various tracking technologies including cookies, web beacons, and local storage to enhance your financial planning journey.

These technologies work behind the scenes to make your experience smoother. When you return to helvariumeto.sbs, our systems can recognize your device and remember your settings, dashboard preferences, and where you left off in your financial planning process.

Types of Tracking Technologies We Use

• Essential Cookies
  These are absolutely necessary for our website to function properly. They enable core features like secure login to your financial dashboard, form submissions for budget calculations, and basic navigation through our forecasting tools.
• Functional Cookies
  These remember your preferences and settings, such as your preferred currency display, dashboard layout, notification preferences, and language settings. They make your financial planning experience more personalized.
• Analytics Cookies
  We use these to understand how visitors interact with our financial tools. They help us identify which budgeting features are most popular, where users spend the most time, and which areas of our platform need improvement.
• Marketing Cookies
  These track your browsing behavior to show you relevant financial content and educational materials. They help us display information about budgeting tips, investment insights, and financial planning resources that match your interests.

How We Use Your Information

Data Retention and Your Rights

We keep different types of data for varying periods based on their purpose and legal requirements. Session cookies expire when you close your browser, while persistent cookies may remain on your device for up to two years. Analytics data is typically retained for 26 months to help us understand long-term usage patterns and improve our services.

You have the right to access, modify, or delete your personal data at any time. If you have an account with helvariumeto, you can manage many of these preferences directly through your dashboard settings. For more comprehensive changes or data deletion requests, you can contact our support team.

Third-Party Services

We work with trusted third-party service providers to deliver certain features and analytics. These partners may also use tracking technologies to provide services like performance monitoring, security analysis, and user experience optimization. Each partner operates under strict data protection agreements and can only use your information for the specific services they provide to us.

Our financial planning tools may integrate with external services for enhanced functionality. When you choose to connect external accounts or services, those providers may also use their own tracking technologies according to their privacy policies.

Updates to This Policy

We review and update this cookie policy regularly to reflect changes in our practices, technology, and legal requirements. When we make significant changes, we'll notify you through our website or by email if you have an account with us. We encourage you to review this policy periodically to stay informed about how we use tracking technologies.

The most current version of this policy will always be available on our website with the revision date clearly displayed. Your continued use of our services after any updates constitutes acceptance of the revised policy.